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Michael Finke, PhD - Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services

Portfolio Income Insurance – Understanding the Benefits of a Contingent Deferred Annuity

Michael Finke, PhD examines the impact of market risk on retirement spending and how random financial returns and unknown longevity can put undue stress on retirement savings… and the retirees that spending is meant to support.

To protect retirement spending, he analyzes a novel, pure insurance solution offering lifetime income that wraps client ETFs and mutual fund investments in their IRAs, Roth IRAs, or taxable brokerage accounts.

Download the white paper to learn how this portfolio income insurance may “preserve the possible gain from taking risk while eliminating the downside consequence of low returns on spending.”


by Michael Finke, PhD
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