Oisín Breen

I'd wager that the bigger errors in judgment these days is coming on two fronts - projected expected returns and acceptable probability of success, not from retirement age.

But given the complexity around forecasting much of anything, there's more than enough risk to go around.

Assume projected rates of return at 3% and save accordingly.

The problem with using EBRI data (“The EBRI states that nearly half (47%) of current retirees were forced into early retirement. Half had to quit because of health problems or disabilities (55%), another 23% had to take care of family members, [and] about 20% were forced into retirement due to changes at their companies, such as downsizing or closure.”) is that it is statistically too broad, and may not apply to our clients' personal demographics - just as life expectancy is more longer for white, college-educated women.

This is pitchbook garbage. There's nothing "uproarious" or relevatory about this piece. Reall sell-side horsecrap.

Morningstar causes uproar with new study that upends everything RIAs assumed about retirement planning, and it all comes down to a number

Morningstar

Riskalyze

Larry Shumbres

Totum Risk

Aaron Klein

David Blanchett

In July, Morningstar published its latest retirement report, and its author David Blanchett poses tough questions, suggesting advisors risk “havoc” when predicting retirement. But the industry claims it's well prepared.

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