Capital One brings bigger crowbar to your wallet as it launches national RIA with its signature intensity

Ultimately, leadership in the advice space will be drive by how well firms manage trade execution and account administration cost and execute fiduciary duty through prudent process authenticated back to objective , non-negotiable fiduciary criteria (statute, case law, regulatory opinion letters). Investnet is very capable but still faces challenges in those areas which lead to problems in pricing and the execution of fiduciary duty. Ms. Butler is mistaken in thinking CapitalOne is executing in the client's best interest without going far beyond InvestNet's capabilities. It is a question of fully understanding fiduciary duty which is nothing like advice presently offered in a brokerage format that does not acknowledge or support the fiduciary standing of the broker. SCW

Disruptive models need to be all in and this model appears to just have a toe in the water. The major issue is Envestnet and active money manager fees as referenced.

I agree with Stephen and Jeff- there is no disruptive technology here. Capital One is levering brand and distribution. Tough to put a successful brand at risk with an inferior offering...afraid that is what you have.